Friday, September 05, 2008

McCain Health Care

Jonathan Cohn wrote McCain did talk about his health care plan--something, as best as I can recall, no other prime time speaker did. But his suggestion that it would "make it easier for more Americans to find and keep good health care insurance" is just plain wrong. As numerous experts have noted, its primary effect will be to move people out of employer-sponsored insurance and into the individual market,
Which is where it should be. People can buy as much insurance as they want, and are willing to pay for, and they don't have to worry about losing it when changing jobs.
where the benefits are less comprehensive
Benefits are a good as people are willing to pay for. If they want a comprohensive policy they can buy one.
and insurers refuse coverage to anybody with pre-exsiting medical conditions.
No one should expect them to pay if you wait until you are sick to try to buy insurance. But if you buy a policy before you get sick, they will pay for your treatment when you get sick.

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